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Dr. Utkarsh Goel
Cell: +91 9648844999
Email: utkarsh.goel1@gmail.com ,	utkarsh@iiita.ac.in

Faculty Member
Department of Management Studies
Indian Institute of Information Technology Allahabad
"><meta itemprop="name" content="Home"><meta itemprop="description" content="
Dr. Utkarsh Goel
Cell: +91 9648844999
Email: utkarsh.goel1@gmail.com ,	utkarsh@iiita.ac.in

Faculty Member
Department of Management Studies
Indian Institute of Information Technology Allahabad
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GNzUNc"><div class="jXK9ad-SmKAyb"><div class="tyJCtd mGzaTb baZpAe lkHyyc"><h1 id="h.8spw056nckod" dir="ltr" class="CDt4Ke zfr3Q duRjpb" style="line-height: 1.2;"><span class=" CGqCRe" style="vertical-align: baseline;">Dr. Utkarsh Goel</span></h1><p dir="ltr" class="CDt4Ke zfr3Q" style="line-height: 1.2;">Cell: +91 9648844999</p><p dir="ltr" class="CDt4Ke zfr3Q" style="line-height: 1.2;">Email: utkarsh.goel1@gmail.com ,<span class=" Apple-tab-span" style="white-space: pre;">	</span>utkarsh@iiita.ac.in</p><p dir="ltr" class="CDt4Ke zfr3Q"><br></p><p dir="ltr" class="CDt4Ke zfr3Q" style="line-height: 1.2;">Faculty Member</p><p dir="ltr" class="CDt4Ke zfr3Q" style="line-height: 1.2;">Department of Management Studies</p><p dir="ltr" class="CDt4Ke zfr3Q" style="line-height: 1.2;">Indian Institute of Information Technology Allahabad</p><p dir="ltr" class="CDt4Ke zfr3Q"><br></p></div></div></div></div></div></div></div><div class="hJDwNd-AhqUyc-R6PoUb JNdkSc L6cTce-purZT L6cTce-pSzOP"><div 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  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;header&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;footer&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;35&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;caption&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;table of figures&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;envelope address&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;envelope return&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;footnote reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;line number&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;page number&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;endnote reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;endnote text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;table of authorities&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;macro&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;toa heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;10&quot; QFormat=&quot;true&quot; Name=&quot;Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Closing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Signature&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;Default Paragraph Font&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Message Header&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;11&quot; QFormat=&quot;true&quot; Name=&quot;Subtitle&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Salutation&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Date&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text First Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text First Indent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Note Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Block Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Hyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;FollowedHyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;22&quot; QFormat=&quot;true&quot; Name=&quot;Strong&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;20&quot; QFormat=&quot;true&quot; Name=&quot;Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Document Map&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Plain Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;E-mail Signature&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Top of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Bottom of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal (Web)&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Acronym&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Address&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Cite&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Code&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Definition&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Keyboard&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Preformatted&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Sample&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Typewriter&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Variable&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal Table&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation subject&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;No List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 2&quot;/&gtgt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Contemporary&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Elegant&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Professional&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Balloon Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;59&quot; Name=&quot;Table Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Theme&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Placeholder Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; QFormat=&quot;true&quot; Name=&quot;No Spacing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Revision&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; QFormat=&quot;true&quot;
   Name=&quot;List Paragraph&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;29&quot; QFormat=&quot;true&quot; Name=&quot;Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;30&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;19&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;21&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;31&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;32&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;33&quot; QFormat=&quot;true&quot; Name=&quot;Book Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;37&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;Bibliography&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;TOC Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;41&quot; Name=&quot;Plain Table 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;42&quot; Name=&quot;Plain Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;43&quot; Name=&quot;Plain Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;44&quot; Name=&quot;Plain Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;45&quot; Name=&quot;Plain Table 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;40&quot; Name=&quot;Grid Table Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;Grid Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;Grid Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;Grid Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;List Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;List Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;List Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Mention&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Smart Hyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Hashtag&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Unresolved Mention&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Smart Link&quot;/&gt;
 &lt;/w:LatentStyles&gt;
&lt;/xml&gt;&lt;![endif]--&gt;
&lt;style&gt;
&lt;!--
 /* Font Definitions */
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	{font-family:Wingdings;
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	{font-family:Batang;
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	{mso-style-unhide:no;
	mso-style-qformat:yes;
	mso-style-parent:&quot;&quot;;
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h1
	{mso-style-priority:9;
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	margin-right:0cm;
	margin-bottom:0cm;
	margin-left:0cm;
	mso-pagination:lines-together;
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	color:#365F91;
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	mso-ansi-language:EN-US;
	mso-fareast-language:EN-US;
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	font-weight:bold;}
h2
	{mso-style-noshow:yes;
	mso-style-priority:9;
	mso-style-qformat:yes;
	mso-style-link:&quot;Heading 2 Char&quot;;
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	margin-top:12.0pt;
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	margin-bottom:3.0pt;
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	mso-pagination:none;
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	font-weight:bold;
	font-style:italic;}
h3
	{mso-style-noshow:yes;
	mso-style-priority:9;
	mso-style-qformat:yes;
	mso-style-link:&quot;Heading 3 Char&quot;;
	mso-style-next:Normal;
	margin:0cm;
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	mso-ansi-language:EN-US;
	mso-fareast-language:EN-US;
	mso-bidi-language:AR-SA;
	font-weight:bold;
	mso-bidi-font-weight:normal;}
h4
	{mso-style-noshow:yes;
	mso-style-priority:9;
	mso-style-qformat:yes;
	mso-style-link:&quot;Heading 4 Char&quot;;
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	margin-top:12.0pt;
	margin-right:0cm;
	margin-bottom:3.0pt;
	margin-left:0cm;
	mso-pagination:none;
	page-break-after:avoid;
	mso-outline-level:4;
	font-size:14.0pt;
	font-family:&quot;Calibri&quot;,sans-serif;
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	mso-ansi-language:EN-US;
	mso-fareast-language:EN-US;
	mso-bidi-language:AR-SA;
	font-weight:bold;}
p.MsoHeading7, li.MsoHeading7, div.MsoHeading7
	{mso-style-noshow:yes;
	mso-style-priority:9;
	mso-style-qformat:yes;
	mso-style-link:&quot;Heading 7 Char&quot;;
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	margin-top:12.0pt;
	margin-right:0cm;
	margin-bottom:3.0pt;
	margin-left:0cm;
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	mso-ansi-language:EN-US;
	mso-fareast-language:EN-US;
	mso-bidi-language:AR-SA;}
p.MsoHeader, li.MsoHeader, div.MsoHeader
	{mso-style-noshow:yes;
	mso-style-priority:99;
	mso-style-link:&quot;Header Char&quot;;
	margin:0cm;
	mso-pagination:none;
	tab-stops:center 216.0pt right 432.0pt;
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	font-family:&quot;Times New Roman&quot;,serif;
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	mso-ansi-language:EN-US;
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	mso-bidi-language:AR-SA;}
p.MsoFooter, li.MsoFooter, div.MsoFooter
	{mso-style-noshow:yes;
	mso-style-priority:99;
	mso-style-link:&quot;Footer Char&quot;;
	margin:0cm;
	mso-pagination:none;
	tab-stops:center 216.0pt right 432.0pt;
	font-size:12.0pt;
	font-family:&quot;Times New Roman&quot;,serif;
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	mso-ansi-language:EN-US;
	mso-fareast-language:EN-US;
	mso-bidi-language:AR-SA;}
p.MsoBodyText, li.MsoBodyText, div.MsoBodyText
	{mso-style-noshow:yes;
	mso-style-priority:99;
	mso-style-link:&quot;Body Text Char&quot;;
	margin-top:0cm;
	margin-right:0cm;
	margin-bottom:6.0pt;
	margin-left:0cm;
	mso-pagination:none;
	font-size:12.0pt;
	font-family:&quot;Times New Roman&quot;,serif;
	mso-fareast-font-family:&quot;Times New Roman&quot;;
	mso-ansi-language:EN-US;
	mso-fareast-language:EN-US;
	mso-bidi-language:AR-SA;}
p.MsoBodyTextIndent, li.MsoBodyTextIndent, div.MsoBodyTextIndent
	{mso-style-noshow:yes;
	mso-style-priority:99;
	mso-style-link:&quot;Body Text Indent Char&quot;;
	margin-top:0cm;
	margin-right:0cm;
	margin-bottom:6.0pt;
	margin-left:18.0pt;
	mso-pagination:none;
	font-size:12.0pt;
	font-family:&quot;Times New Roman&quot;,serif;
	mso-fareast-font-family:&quot;Times New Roman&quot;;
	mso-ansi-language:EN-US;
	mso-fareast-language:EN-US;
	mso-bidi-language:AR-SA;}
p.MsoSubtitle, li.MsoSubtitle, div.MsoSubtitle
	{mso-style-noshow:yes;
	mso-style-priority:11;
	mso-style-unhide:no;
	mso-style-qformat:yes;
	mso-style-link:&quot;Subtitle Char&quot;;
	margin:0cm;
	mso-pagination:none;
	font-size:14.0pt;
	mso-bidi-font-size:12.0pt;
	font-family:&quot;Times New Roman&quot;,serif;
	mso-fareast-font-family:&quot;Times New Roman&quot;;
	mso-ansi-language:EN-US;
	mso-fareast-language:EN-US;
	mso-bidi-language:AR-SA;
	font-weight:bold;}
p.MsoBodyText2, li.MsoBodyText2, div.MsoBodyText2
	{mso-style-noshow:yes;
	mso-style-priority:99;
	mso-style-link:&quot;Body Text 2 Char&quot;;
	margin-top:0cm;
	margin-right:0cm;
	margin-bottom:6.0pt;
	margin-left:0cm;
	line-height:200%;
	mso-pagination:none;
	font-size:12.0pt;
	font-family:&quot;Times New Roman&quot;,serif;
	mso-fareast-font-family:&quot;Times New Roman&quot;;
	mso-ansi-language:EN-US;
	mso-fareast-language:EN-US;
	mso-bidi-language:AR-SA;}
a:link, span.MsoHyperlink
	{mso-style-noshow:yes;
	mso-style-priority:99;
	mso-style-parent:&quot;&quot;;
	color:blue;
	text-decoration:underline;
	text-underline:single;}
a:visited, span.MsoHyperlinkFollowed
	{mso-style-noshow:yes;
	mso-style-priority:99;
	color:purple;
	mso-themecolor:followedhyperlink;
	text-decoration:underline;
	text-underline:single;}
strong
	{mso-style-priority:22;
	mso-style-unhide:no;
	mso-style-qformat:yes;
	mso-style-parent:&quot;&quot;;
	font-style:normal;}
em
	{mso-style-priority:20;
	mso-style-unhide:no;
	mso-style-qformat:yes;
	mso-style-parent:&quot;&quot;;
	font-weight:bold;
	font-style:normal;}
p
	{mso-style-noshow:yes;
	mso-style-priority:99;
	mso-margin-top-alt:auto;
	margin-right:0cm;
	mso-margin-bottom-alt:auto;
	margin-left:0cm;
	mso-pagination:none;
	font-size:12.0pt;
	font-family:&quot;Times New Roman&quot;,serif;
	mso-fareast-font-family:&quot;Times New Roman&quot;;
	mso-ansi-language:EN-US;
	mso-fareast-language:EN-US;
	mso-bidi-language:AR-SA;}
tt
	{mso-style-noshow:yes;
	mso-style-priority:99;
	mso-style-parent:&quot;&quot;;
	font-family:&quot;Arial Unicode MS&quot;,sans-serif;
	mso-ascii-font-family:&quot;Arial Unicode MS&quot;;
	mso-fareast-font-family:&quot;Arial Unicode MS&quot;;
	mso-hansi-font-family:&quot;Arial Unicode MS&quot;;
	mso-bidi-font-family:&quot;Arial Unicode MS&quot;;}
p.MsoAcetate, li.MsoAcetate, div.MsoAcetate
	{mso-style-noshow:yes;
	mso-style-priority:99;
	mso-style-link:&quot;Balloon Text Char&quot;;
	margin:0cm;
	mso-pagination:none;
	font-size:8.0pt;
	font-family:&quot;Tahoma&quot;,sans-serif;
	mso-fareast-font-family:&quot;Times New Roman&quot;;
	mso-bidi-font-family:&quot;Times New Roman&quot;;
	mso-ansi-language:EN-US;
	mso-fareast-language:EN-US;
	mso-bidi-language:AR-SA;}
p.MsoNoSpacing, li.MsoNoSpacing, div.MsoNoSpacing
	{mso-style-noshow:yes;
	mso-style-priority:1;
	mso-style-unhide:no;
	mso-style-qformat:yes;
	mso-style-parent:&quot;&quot;;
	margin:0cm;
	mso-pagination:widow-orphan;
	font-size:11.0pt;
	font-family:&quot;Calibri&quot;,sans-serif;
	mso-fareast-font-family:Calibri;
	mso-bidi-font-family:&quot;Times New Roman&quot;;
	mso-ansi-language:EN-US;
	mso-fareast-language:EN-US;
	mso-bidi-language:AR-SA;}
p.MsoListParagraph, li.MsoListParagraph, div.MsoListParagraph
	{mso-style-noshow:yes;
	mso-style-priority:1;
	mso-style-unhide:no;
	mso-style-qformat:yes;
	margin-top:0cm;
	margin-right:0cm;
	margin-bottom:0cm;
	margin-left:36.0pt;
	mso-pagination:none;
	font-size:12.0pt;
	font-family:&quot;Times New Roman&quot;,serif;
	mso-fareast-font-family:&quot;Times New Roman&quot;;
	mso-ansi-language:EN-US;
	mso-fareast-language:EN-US;
	mso-bidi-language:AR-SA;}
span.MsoIntenseEmphasis
	{mso-style-priority:21;
	mso-style-unhide:no;
	mso-style-qformat:yes;
	color:#4F81BD;
	font-weight:bold;
	font-style:italic;}
span.Heading1Char
	{mso-style-name:&quot;Heading 1 Char&quot;;
	mso-style-priority:9;
	mso-style-unhide:no;
	mso-style-locked:yes;
	mso-style-link:&quot;Heading 1&quot;;
	mso-ansi-font-size:14.0pt;
	mso-bidi-font-size:14.0pt;
	font-family:&quot;Cambria&quot;,serif;
	mso-ascii-font-family:Cambria;
	mso-ascii-theme-font:major-latin;
	mso-fareast-font-family:&quot;Times New Roman&quot;;
	mso-fareast-theme-font:major-fareast;
	mso-hansi-font-family:Cambria;
	mso-hansi-theme-font:major-latin;
	mso-bidi-font-family:&quot;Times New Roman&quot;;
	mso-bidi-theme-font:major-bidi;
	color:#365F91;
	mso-ansi-language:EN-US;
	mso-fareast-language:EN-US;
	font-weight:bold;}
span.Heading2Char
	{mso-style-name:&quot;Heading 2 Char&quot;;
	mso-style-noshow:yes;
	mso-style-priority:9;
	mso-style-unhide:no;
	mso-style-locked:yes;
	mso-style-parent:&quot;&quot;;
	mso-style-link:&quot;Heading 2&quot;;
	mso-ansi-font-size:14.0pt;
	mso-bidi-font-size:14.0pt;
	font-family:&quot;Cambria&quot;,serif;
	mso-ascii-font-family:Cambria;
	mso-fareast-font-family:&quot;Times New Roman&quot;;
	mso-hansi-font-family:Cambria;
	mso-bidi-font-family:&quot;Times New Roman&quot;;
	font-weight:bold;
	font-style:italic;}
span.Heading3Char
	{mso-style-name:&quot;Heading 3 Char&quot;;
	mso-style-noshow:yes;
	mso-style-priority:9;
	mso-style-unhide:no;
	mso-style-locked:yes;
	mso-style-parent:&quot;&quot;;
	mso-style-link:&quot;Heading 3&quot;;
	mso-ansi-font-size:8.5pt;
	mso-bidi-font-size:12.0pt;
	font-family:&quot;Verdana&quot;,sans-serif;
	mso-ascii-font-family:Verdana;
	mso-fareast-font-family:Batang;
	mso-hansi-font-family:Verdana;
	font-weight:bold;
	mso-bidi-font-weight:normal;}
span.Heading4Char
	{mso-style-name:&quot;Heading 4 Char&quot;;
	mso-style-noshow:yes;
	mso-style-priority:9;
	mso-style-unhide:no;
	mso-style-locked:yes;
	mso-style-parent:&quot;&quot;;
	mso-style-link:&quot;Heading 4&quot;;
	mso-ansi-font-size:14.0pt;
	mso-bidi-font-size:14.0pt;
	font-family:&quot;Calibri&quot;,sans-serif;
	mso-ascii-font-family:Calibri;
	mso-fareast-font-family:&quot;Times New Roman&quot;;
	mso-hansi-font-family:Calibri;
	mso-bidi-font-family:&quot;Times New Roman&quot;;
	font-weight:bold;}
p.msonormal0, li.msonormal0, div.msonormal0
	{mso-style-name:msonormal;
	mso-style-noshow:yes;
	mso-style-priority:99;
	mso-style-unhide:no;
	mso-margin-top-alt:auto;
	margin-right:0cm;
	mso-margin-bottom-alt:auto;
	margin-left:0cm;
	mso-pagination:none;
	font-size:12.0pt;
	font-family:&quot;Times New Roman&quot;,serif;
	mso-fareast-font-family:&quot;Times New Roman&quot;;
	mso-ansi-language:EN-US;
	mso-fareast-language:EN-US;
	mso-bidi-language:AR-SA;}
span.Heading7Char
	{mso-style-name:&quot;Heading 7 Char&quot;;
	mso-style-noshow:yes;
	mso-style-priority:9;
	mso-style-unhide:no;
	mso-style-locked:yes;
	mso-style-parent:&quot;&quot;;
	mso-style-link:&quot;Heading 7&quot;;
	mso-ansi-font-size:12.0pt;
	mso-bidi-font-size:12.0pt;
	font-family:&quot;Calibri&quot;,sans-serif;
	mso-ascii-font-family:Calibri;
	mso-fareast-font-family:&quot;Times New Roman&quot;;
	mso-hansi-font-family:Calibri;
	mso-bidi-font-family:&quot;Times New Roman&quot;;}
span.HeaderChar
	{mso-style-name:&quot;Header Char&quot;;
	mso-style-noshow:yes;
	mso-style-priority:99;
	mso-style-unhide:no;
	mso-style-locked:yes;
	mso-style-parent:&quot;&quot;;
	mso-style-link:Header;
	mso-ansi-font-size:12.0pt;
	mso-bidi-font-size:12.0pt;}
span.FooterChar
	{mso-style-name:&quot;Footer Char&quot;;
	mso-style-noshow:yes;
	mso-style-priority:99;
	mso-style-unhide:no;
	mso-style-locked:yes;
	mso-style-parent:&quot;&quot;;
	mso-style-link:Footer;
	mso-ansi-font-size:12.0pt;
	mso-bidi-font-size:12.0pt;}
span.BodyTextChar
	{mso-style-name:&quot;Body Text Char&quot;;
	mso-style-noshow:yes;
	mso-style-priority:99;
	mso-style-unhide:no;
	mso-style-locked:yes;
	mso-style-parent:&quot;&quot;;
	mso-style-link:&quot;Body Text&quot;;
	mso-ansi-font-size:12.0pt;
	mso-bidi-font-size:12.0pt;}
span.BodyTextIndentChar
	{mso-style-name:&quot;Body Text Indent Char&quot;;
	mso-style-noshow:yes;
	mso-style-priority:99;
	mso-style-unhide:no;
	mso-style-locked:yes;
	mso-style-parent:&quot;&quot;;
	mso-style-link:&quot;Body Text Indent&quot;;
	mso-ansi-font-size:12.0pt;
	mso-bidi-font-size:12.0pt;}
span.SubtitleChar
	{mso-style-name:&quot;Subtitle Char&quot;;
	mso-style-priority:11;
	mso-style-unhide:no;
	mso-style-locked:yes;
	mso-style-parent:&quot;&quot;;
	mso-style-link:Subtitle;
	mso-ansi-font-size:14.0pt;
	mso-bidi-font-size:12.0pt;
	font-weight:bold;}
span.BodyText2Char
	{mso-style-name:&quot;Body Text 2 Char&quot;;
	mso-style-noshow:yes;
	mso-style-priority:99;
	mso-style-unhide:no;
	mso-style-locked:yes;
	mso-style-parent:&quot;&quot;;
	mso-style-link:&quot;Body Text 2&quot;;
	mso-ansi-font-size:12.0pt;
	mso-bidi-font-size:12.0pt;}
span.BalloonTextChar
	{mso-style-name:&quot;Balloon Text Char&quot;;
	mso-style-noshow:yes;
	mso-style-priority:99;
	mso-style-unhide:no;
	mso-style-locked:yes;
	mso-style-parent:&quot;&quot;;
	mso-style-link:&quot;Balloon Text&quot;;
	mso-ansi-font-size:8.0pt;
	mso-bidi-font-size:8.0pt;
	font-family:&quot;Tahoma&quot;,sans-serif;
	mso-ascii-font-family:Tahoma;
	mso-hansi-font-family:Tahoma;
	mso-bidi-font-family:Tahoma;
	mso-ansi-language:EN-US;
	mso-fareast-language:EN-US;}
p.JobStreetSectionHeading, li.JobStreetSectionHeading, div.JobStreetSectionHeading
	{mso-style-name:&quot;JobStreet Section Heading&quot;;
	mso-style-noshow:yes;
	mso-style-priority:99;
	mso-style-unhide:no;
	margin:0cm;
	mso-pagination:none;
	font-size:10.0pt;
	font-family:&quot;Arial&quot;,sans-serif;
	mso-fareast-font-family:&quot;Times New Roman&quot;;
	text-transform:uppercase;
	mso-ansi-language:EN-US;
	mso-fareast-language:EN-US;
	mso-bidi-language:AR-SA;
	font-weight:bold;
	mso-bidi-font-weight:normal;}
p.JobStreetRedHighlight, li.JobStreetRedHighlight, div.JobStreetRedHighlight
	{mso-style-name:&quot;JobStreet Red Highlight&quot;;
	mso-style-noshow:yes;
	mso-style-priority:99;
	mso-style-unhide:no;
	margin:0cm;
	mso-pagination:none;
	font-size:10.0pt;
	mso-bidi-font-size:12.0pt;
	font-family:&quot;Arial&quot;,sans-serif;
	mso-fareast-font-family:&quot;Times New Roman&quot;;
	mso-bidi-font-family:&quot;Times New Roman&quot;;
	color:red;
	mso-ansi-language:EN-US;
	mso-fareast-language:EN-US;
	mso-bidi-language:AR-SA;}
p.Char1, li.Char1, div.Char1
	{mso-style-name:Char1;
	mso-style-noshow:yes;
	mso-style-priority:99;
	mso-style-unhide:no;
	margin-top:0cm;
	margin-right:0cm;
	margin-bottom:8.0pt;
	margin-left:0cm;
	line-height:12.0pt;
	mso-line-height-rule:exactly;
	mso-pagination:none;
	font-size:11.0pt;
	mso-bidi-font-size:10.0pt;
	font-family:&quot;Verdana&quot;,sans-serif;
	mso-fareast-font-family:&quot;Times New Roman&quot;;
	mso-bidi-font-family:Arial;
	mso-ansi-language:EN-US;
	mso-fareast-language:EN-US;
	mso-bidi-language:AR-SA;}
p.Achievement, li.Achievement, div.Achievement
	{mso-style-name:Achievement;
	mso-style-noshow:yes;
	mso-style-priority:99;
	mso-style-unhide:no;
	mso-style-parent:&quot;Body Text&quot;;
	margin-top:0cm;
	margin-right:0cm;
	margin-bottom:3.0pt;
	margin-left:0cm;
	text-align:justify;
	text-justify:kashida;
	text-kashida:0%;
	line-height:11.0pt;
	mso-pagination:none;
	font-size:10.0pt;
	font-family:&quot;Arial&quot;,sans-serif;
	mso-fareast-font-family:&quot;Times New Roman&quot;;
	mso-bidi-font-family:&quot;Traditional Arabic&quot;;
	letter-spacing:-.25pt;
	mso-ansi-language:EN-US;
	mso-fareast-language:EN-US;
	mso-bidi-language:AR-SA;
	mso-no-proof:yes;}
p.AuroNormal, li.AuroNormal, div.AuroNormal
	{mso-style-name:&quot;Auro Normal&quot;;
	mso-style-noshow:yes;
	mso-style-priority:99;
	mso-style-unhide:no;
	mso-style-next:Normal;
	margin:0cm;
	mso-pagination:none;
	font-size:11.0pt;
	mso-bidi-font-size:10.0pt;
	font-family:&quot;Arial&quot;,sans-serif;
	mso-fareast-font-family:&quot;Times New Roman&quot;;
	mso-bidi-font-family:&quot;Times New Roman&quot;;
	mso-ansi-language:EN-US;
	mso-fareast-language:EN-US;
	mso-bidi-language:AR-SA;}
p.CompanyName, li.CompanyName, div.CompanyName
	{mso-style-name:&quot;Company Name&quot;;
	mso-style-noshow:yes;
	mso-style-priority:99;
	mso-style-unhide:no;
	mso-style-next:Normal;
	margin:0cm;
	mso-pagination:none;
	font-size:10.0pt;
	font-family:&quot;Arial&quot;,sans-serif;
	mso-fareast-font-family:&quot;Times New Roman&quot;;
	mso-bidi-font-family:&quot;Times New Roman&quot;;
	mso-ansi-language:EN-US;
	mso-fareast-language:EN-US;
	mso-bidi-language:AR-SA;}
p.Default, li.Default, div.Default
	{mso-style-name:Default;
	mso-style-noshow:yes;
	mso-style-priority:99;
	mso-style-unhide:no;
	mso-style-parent:&quot;&quot;;
	margin:0cm;
	mso-pagination:widow-orphan;
	mso-layout-grid-align:none;
	text-autospace:none;
	font-size:12.0pt;
	font-family:&quot;Verdana&quot;,sans-serif;
	mso-fareast-font-family:Calibri;
	mso-bidi-font-family:Verdana;
	color:black;
	mso-ansi-language:EN-US;
	mso-fareast-language:EN-US;
	mso-bidi-language:AR-SA;}
span.m11
	{mso-style-name:m11;
	mso-style-unhide:no;
	mso-style-parent:&quot;&quot;;
	mso-ansi-font-size:11.0pt;
	mso-bidi-font-size:11.0pt;
	font-family:&quot;Verdana&quot;,sans-serif;
	mso-ascii-font-family:Verdana;
	mso-hansi-font-family:Verdana;
	color:#515151;
	font-weight:normal;}
span.body1
	{mso-style-name:body1;
	mso-style-unhide:no;
	mso-style-parent:&quot;&quot;;
	mso-ansi-font-size:8.0pt;
	mso-bidi-font-size:8.0pt;
	font-family:&quot;Verdana&quot;,sans-serif;
	mso-ascii-font-family:Verdana;
	mso-hansi-font-family:Verdana;
	color:#333333;}
span.Job
	{mso-style-name:Job;
	mso-style-unhide:no;}
span.Lead-inEmphasis
	{mso-style-name:&quot;Lead-in Emphasis&quot;;
	mso-style-unhide:no;
	mso-style-parent:&quot;&quot;;
	mso-ansi-font-size:9.0pt;
	mso-bidi-font-size:10.5pt;
	font-family:&quot;Arial Black&quot;,sans-serif;
	mso-ascii-font-family:&quot;Arial Black&quot;;
	mso-hansi-font-family:&quot;Arial Black&quot;;
	letter-spacing:-.3pt;}
span.WW-HTMLTypewriter
	{mso-style-name:&quot;WW-HTML Typewriter&quot;;
	mso-style-unhide:no;
	mso-style-parent:&quot;&quot;;
	mso-ansi-font-size:10.0pt;
	mso-bidi-font-size:10.0pt;
	font-family:&quot;Courier New&quot;;
	mso-ascii-font-family:&quot;Courier New&quot;;
	mso-fareast-font-family:&quot;Arial Unicode MS&quot;;
	mso-hansi-font-family:&quot;Courier New&quot;;
	mso-bidi-font-family:&quot;Courier New&quot;;}
span.apple-style-span
	{mso-style-name:apple-style-span;
	mso-style-unhide:no;}
span.apple-converted-space
	{mso-style-name:apple-converted-space;
	mso-style-unhide:no;}
span.degree
	{mso-style-name:degree;
	mso-style-unhide:no;}
span.st
	{mso-style-name:st;
	mso-style-unhide:no;
	mso-style-parent:&quot;&quot;;}
span.m-8364376819110176193gmail-il
	{mso-style-name:m_-8364376819110176193gmail-il;
	mso-style-unhide:no;}
span.SpellE
	{mso-style-name:&quot;&quot;;
	mso-spl-e:yes;}
span.GramE
	{mso-style-name:&quot;&quot;;
	mso-gram-e:yes;}
.MsoChpDefault
	{mso-style-type:export-only;
	mso-default-props:yes;
	font-size:10.0pt;
	mso-ansi-font-size:10.0pt;
	mso-bidi-language:AR-SA;}
@page WordSection1
	{size:595.45pt 841.7pt;
	margin:35.45pt 1.0cm 1.0cm 1.0cm;
	mso-header-margin:36.0pt;
	mso-footer-margin:22.4pt;
	mso-paper-source:0;}
div.WordSection1
	{page:WordSection1;}
 /* List Definitions */
 @list l0
	{mso-list-id:3;
	mso-list-type:hybrid;
	mso-list-template-ids:1699751028 1074331649 1074331651 1074331653 1074331649 1074331651 1074331653 1074331649 1074331651 1074331653;}
@list l0:level1
	{mso-level-number-format:bullet;
	mso-level-text:\F0B7;
	mso-level-tab-stop:none;
	mso-level-number-position:left;
	margin-left:18.0pt;
	text-indent:-18.0pt;
	font-family:Symbol;}
@list l0:level2
	{mso-level-number-format:bullet;
	mso-level-text:o;
	mso-level-tab-stop:none;
	mso-level-number-position:left;
	margin-left:54.0pt;
	text-indent:-18.0pt;
	font-family:&quot;Courier New&quot;;}
@list l0:level3
	{mso-level-number-format:bullet;
	mso-level-text:\F0A7;
	mso-level-tab-stop:none;
	mso-level-number-position:left;
	margin-left:90.0pt;
	text-indent:-18.0pt;
	font-family:Wingdings;}
@list l0:level4
	{mso-level-number-format:bullet;
	mso-level-text:\F0B7;
	mso-level-tab-stop:none;
	mso-level-number-position:left;
	margin-left:126.0pt;
	text-indent:-18.0pt;
	font-family:Symbol;}
@list l0:level5
	{mso-level-number-format:bullet;
	mso-level-text:o;
	mso-level-tab-stop:none;
	mso-level-number-position:left;
	margin-left:162.0pt;
	text-indent:-18.0pt;
	font-family:&quot;Courier New&quot;;}
@list l0:level6
	{mso-level-number-format:bullet;
	mso-level-text:\F0A7;
	mso-level-tab-stop:none;
	mso-level-number-position:left;
	margin-left:198.0pt;
	text-indent:-18.0pt;
	font-family:Wingdings;}
@list l0:level7
	{mso-level-number-format:bullet;
	mso-level-text:\F0B7;
	mso-level-tab-stop:none;
	mso-level-number-position:left;
	margin-left:234.0pt;
	text-indent:-18.0pt;
	font-family:Symbol;}
@list l0:level8
	{mso-level-number-format:bullet;
	mso-level-text:o;
	mso-level-tab-stop:none;
	mso-level-number-position:left;
	margin-left:270.0pt;
	text-indent:-18.0pt;
	font-family:&quot;Courier New&quot;;}
@list l0:level9
	{mso-level-number-format:bullet;
	mso-level-text:\F0A7;
	mso-level-tab-stop:none;
	mso-level-number-position:left;
	margin-left:306.0pt;
	text-indent:-18.0pt;
	font-family:Wingdings;}
@list l1
	{mso-list-id:10;
	mso-list-type:hybrid;
	mso-list-template-ids:-1080128560 67698689 67698691 67698693 67698689 67698691 67698693 67698689 67698691 67698693;}
@list l1:level1
	{mso-level-number-format:bullet;
	mso-level-text:\F0B7;
	mso-level-tab-stop:none;
	mso-level-number-position:left;
	text-indent:-18.0pt;
	font-family:Symbol;}
@list l1:level2
	{mso-level-number-format:bullet;
	mso-level-text:o;
	mso-level-tab-stop:none;
	mso-level-number-position:left;
	text-indent:-18.0pt;
	font-family:&quot;Courier New&quot;;}
@list l1:level3
	{mso-level-number-format:bullet;
	mso-level-text:\F0A7;
	mso-level-tab-stop:none;
	mso-level-number-position:left;
	text-indent:-18.0pt;
	font-family:Wingdings;}
@list l1:level4
	{mso-level-number-format:bullet;
	mso-level-text:\F0B7;
	mso-level-tab-stop:none;
	mso-level-number-position:left;
	text-indent:-18.0pt;
	font-family:Symbol;}
@list l1:level5
	{mso-level-number-format:bullet;
	mso-level-text:o;
	mso-level-tab-stop:none;
	mso-level-number-position:left;
	text-indent:-18.0pt;
	font-family:&quot;Courier New&quot;;}
@list l1:level6
	{mso-level-number-format:bullet;
	mso-level-text:\F0A7;
	mso-level-tab-stop:none;
	mso-level-number-position:left;
	text-indent:-18.0pt;
	font-family:Wingdings;}
@list l1:level7
	{mso-level-number-format:bullet;
	mso-level-text:\F0B7;
	mso-level-tab-stop:none;
	mso-level-number-position:left;
	text-indent:-18.0pt;
	font-family:Symbol;}
@list l1:level8
	{mso-level-number-format:bullet;
	mso-level-text:o;
	mso-level-tab-stop:none;
	mso-level-number-position:left;
	text-indent:-18.0pt;
	font-family:&quot;Courier New&quot;;}
@list l1:level9
	{mso-level-number-format:bullet;
	mso-level-text:\F0A7;
	mso-level-tab-stop:none;
	mso-level-number-position:left;
	text-indent:-18.0pt;
	font-family:Wingdings;}
@list l2
	{mso-list-id:20;
	mso-list-type:hybrid;
	mso-list-template-ids:-1586357210 1074331663 1074331673 1074331675 1074331663 1074331673 1074331675 1074331663 1074331673 1074331675;}
@list l2:level1
	{mso-level-tab-stop:none;
	mso-level-number-position:left;
	margin-left:18.0pt;
	text-indent:-18.0pt;}
@list l2:level2
	{mso-level-number-format:alpha-lower;
	mso-level-tab-stop:none;
	mso-level-number-position:left;
	margin-left:54.0pt;
	text-indent:-18.0pt;}
@list l2:level3
	{mso-level-number-format:roman-lower;
	mso-level-tab-stop:none;
	mso-level-number-position:right;
	margin-left:90.0pt;
	text-indent:-9.0pt;}
@list l2:level4
	{mso-level-tab-stop:none;
	mso-level-number-position:left;
	margin-left:126.0pt;
	text-indent:-18.0pt;}
@list l2:level5
	{mso-level-number-format:alpha-lower;
	mso-level-tab-stop:none;
	mso-level-number-position:left;
	margin-left:162.0pt;
	text-indent:-18.0pt;}
@list l2:level6
	{mso-level-number-format:roman-lower;
	mso-level-tab-stop:none;
	mso-level-number-position:right;
	margin-left:198.0pt;
	text-indent:-9.0pt;}
@list l2:level7
	{mso-level-tab-stop:none;
	mso-level-number-position:left;
	margin-left:234.0pt;
	text-indent:-18.0pt;}
@list l2:level8
	{mso-level-number-format:alpha-lower;
	mso-level-tab-stop:none;
	mso-level-number-position:left;
	margin-left:270.0pt;
	text-indent:-18.0pt;}
@list l2:level9
	{mso-level-number-format:roman-lower;
	mso-level-tab-stop:none;
	mso-level-number-position:right;
	margin-left:306.0pt;
	text-indent:-9.0pt;}
@list l3
	{mso-list-id:1000619870;
	mso-list-type:hybrid;
	mso-list-template-ids:1276440056 1074331663 67698691 67698693 67698689 67698691 67698693 67698689 67698691 67698693;}
@list l3:level1
	{mso-level-tab-stop:none;
	mso-level-number-position:left;
	margin-left:18.0pt;
	text-indent:-18.0pt;}
@list l3:level2
	{mso-level-number-format:bullet;
	mso-level-text:o;
	mso-level-tab-stop:none;
	mso-level-number-position:left;
	margin-left:54.0pt;
	text-indent:-18.0pt;
	font-family:&quot;Courier New&quot;;}
@list l3:level3
	{mso-level-number-format:bullet;
	mso-level-text:\F0A7;
	mso-level-tab-stop:none;
	mso-level-number-position:left;
	margin-left:90.0pt;
	text-indent:-18.0pt;
	font-family:Wingdings;}
@list l3:level4
	{mso-level-number-format:bullet;
	mso-level-text:\F0B7;
	mso-level-tab-stop:none;
	mso-level-number-position:left;
	margin-left:126.0pt;
	text-indent:-18.0pt;
	font-family:Symbol;}
@list l3:level5
	{mso-level-number-format:bullet;
	mso-level-text:o;
	mso-level-tab-stop:none;
	mso-level-number-position:left;
	margin-left:162.0pt;
	text-indent:-18.0pt;
	font-family:&quot;Courier New&quot;;}
@list l3:level6
	{mso-level-number-format:bullet;
	mso-level-text:\F0A7;
	mso-level-tab-stop:none;
	mso-level-number-position:left;
	margin-left:198.0pt;
	text-indent:-18.0pt;
	font-family:Wingdings;}
@list l3:level7
	{mso-level-number-format:bullet;
	mso-level-text:\F0B7;
	mso-level-tab-stop:none;
	mso-level-number-position:left;
	margin-left:234.0pt;
	text-indent:-18.0pt;
	font-family:Symbol;}
@list l3:level8
	{mso-level-number-format:bullet;
	mso-level-text:o;
	mso-level-tab-stop:none;
	mso-level-number-position:left;
	margin-left:270.0pt;
	text-indent:-18.0pt;
	font-family:&quot;Courier New&quot;;}
@list l3:level9
	{mso-level-number-format:bullet;
	mso-level-text:\F0A7;
	mso-level-tab-stop:none;
	mso-level-number-position:left;
	margin-left:306.0pt;
	text-indent:-18.0pt;
	font-family:Wingdings;}
ol
	{margin-bottom:0cm;}
ul
	{margin-bottom:0cm;}
--&gt;
&lt;/style&gt;
&lt;!--[if gte mso 10]&gt;
&lt;style&gt;
 /* Style Definitions */
 table.MsoNormalTable
	{mso-style-name:&quot;Table Normal&quot;;
	mso-tstyle-rowband-size:0;
	mso-tstyle-colband-size:0;
	mso-style-noshow:yes;
	mso-style-priority:99;
	mso-style-parent:&quot;&quot;;
	mso-padding-alt:0cm 5.4pt 0cm 5.4pt;
	mso-para-margin:0cm;
	mso-pagination:widow-orphan;
	font-size:10.0pt;
	font-family:&quot;Times New Roman&quot;,serif;
	mso-bidi-language:AR-SA;}
table.MsoTableGrid
	{mso-style-name:&quot;Table Grid&quot;;
	mso-tstyle-rowband-size:0;
	mso-tstyle-colband-size:0;
	mso-style-priority:59;
	mso-style-unhide:no;
	border:solid windowtext 1.0pt;
	mso-border-alt:solid windowtext .5pt;
	mso-padding-alt:0cm 5.4pt 0cm 5.4pt;
	mso-border-insideh:.5pt solid windowtext;
	mso-border-insidev:.5pt solid windowtext;
	mso-para-margin:0cm;
	mso-pagination:widow-orphan;
	font-size:10.0pt;
	font-family:&quot;Times New Roman&quot;,serif;
	mso-bidi-language:AR-SA;}
&lt;/style&gt;
&lt;![endif]--&gt;&lt;!--[if gte mso 9]&gt;&lt;xml&gt;
 &lt;o:shapedefaults v:ext=&quot;edit&quot; spidmax=&quot;1027&quot;/&gt;
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&lt;body lang=EN-IN link=blue vlink=purple style=&#39;tab-interval:36.0pt;word-wrap:
break-word&#39;&gt;

&lt;div class=WordSection1&gt;

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&lt;/div&gt;

&lt;br style=&#39;mso-ignore:vglayout&#39; clear=ALL&gt;

&lt;div style=&#39;mso-element:para-border-div;border:none;border-top:solid windowtext 2.25pt;
padding:0cm 0cm 0cm 0cm&#39;&gt;

&lt;p class=MsoNormal style=&#39;margin-bottom:6.0pt;text-align:justify;line-height:
115%;border:none;mso-border-top-alt:solid windowtext 2.25pt;padding:0cm;
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font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-font-family:Tahoma&#39;&gt;Career History&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

&lt;/div&gt;

&lt;p class=MsoNormal style=&#39;text-align:justify;line-height:115%;background:#F2F2F2&#39;&gt;&lt;b
style=&#39;mso-bidi-font-weight:normal&#39;&gt;&lt;span lang=EN-US style=&#39;font-size:14.0pt;
line-height:115%;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;color:black;mso-no-proof:yes&#39;&gt;Indian Institute
of Information Technology-Allahabad (IIIT-A), Allahabad&lt;/span&gt;&lt;/b&gt;&lt;b
style=&#39;mso-bidi-font-weight:normal&#39;&gt;&lt;span lang=EN-US style=&#39;font-size:14.0pt;
line-height:115%;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;mso-bidi-font-family:Tahoma&#39;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;text-align:justify;line-height:200%;tab-stops:400.95pt&#39;&gt;&lt;b
style=&#39;mso-bidi-font-weight:normal&#39;&gt;&lt;i style=&#39;mso-bidi-font-style:normal&#39;&gt;&lt;span
lang=EN-US style=&#39;font-size:14.0pt;line-height:200%;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;color:black;
mso-no-proof:yes&#39;&gt;Assistant Professor &lt;/span&gt;&lt;/i&gt;&lt;/b&gt;&lt;i style=&#39;mso-bidi-font-style:
normal&#39;&gt;&lt;span lang=EN-US style=&#39;font-size:14.0pt;line-height:200%;font-family:
&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;
color:black;mso-no-proof:yes&#39;&gt;(July 2016 to Present)&lt;span style=&#39;mso-tab-count:
1&#39;&gt;                                                 &lt;/span&gt; &lt;span
style=&#39;mso-tab-count:1&#39;&gt;         &lt;/span&gt;&lt;span
style=&#39;mso-spacerun:yes&#39;&gt;      &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/i&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;text-align:justify;line-height:115%;background:#F2F2F2&#39;&gt;&lt;b
style=&#39;mso-bidi-font-weight:normal&#39;&gt;&lt;span lang=EN-US style=&#39;font-size:14.0pt;
line-height:115%;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;mso-bidi-font-family:Tahoma;color:black;
mso-color-alt:windowtext&#39;&gt;Symbiosis Centre for Information Technology (Symbiosis
International University), Pune&lt;/span&gt;&lt;/b&gt;&lt;b style=&#39;mso-bidi-font-weight:normal&#39;&gt;&lt;span
lang=EN-US style=&#39;font-size:14.0pt;line-height:115%;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:
Tahoma&#39;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;text-align:justify;line-height:200%;tab-stops:400.95pt&#39;&gt;&lt;b
style=&#39;mso-bidi-font-weight:normal&#39;&gt;&lt;i style=&#39;mso-bidi-font-style:normal&#39;&gt;&lt;span
lang=EN-US style=&#39;font-size:14.0pt;line-height:200%;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;color:black;
mso-no-proof:yes&#39;&gt;Assistant Professor &lt;/span&gt;&lt;/i&gt;&lt;/b&gt;&lt;i style=&#39;mso-bidi-font-style:
normal&#39;&gt;&lt;span lang=EN-US style=&#39;font-size:14.0pt;line-height:200%;font-family:
&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;
color:black;mso-no-proof:yes&#39;&gt;(September 2015 to June 2016)&lt;span
style=&#39;mso-tab-count:2&#39;&gt;                                          &lt;/span&gt;&lt;span
style=&#39;mso-spacerun:yes&#39;&gt;              &lt;/span&gt;&lt;span style=&#39;mso-tab-count:1&#39;&gt;          &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/i&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;text-align:justify;line-height:115%;background:#F2F2F2&#39;&gt;&lt;b
style=&#39;mso-bidi-font-weight:normal&#39;&gt;&lt;span lang=EN-US style=&#39;font-size:14.0pt;
line-height:115%;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;color:black;mso-no-proof:yes&#39;&gt;Indian Institute
of Information Technology-Allahabad (IIIT-A), Allahabad&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;text-align:justify;line-height:115%&#39;&gt;&lt;b
style=&#39;mso-bidi-font-weight:normal&#39;&gt;&lt;i style=&#39;mso-bidi-font-style:normal&#39;&gt;&lt;span
lang=EN-US style=&#39;font-size:14.0pt;line-height:115%;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;color:black;
mso-no-proof:yes&#39;&gt;Lecturer &lt;/span&gt;&lt;/i&gt;&lt;/b&gt;&lt;i style=&#39;mso-bidi-font-style:normal&#39;&gt;&lt;span
lang=EN-US style=&#39;font-size:14.0pt;line-height:115%;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;color:black;
mso-no-proof:yes&#39;&gt;(July 2010 to November 2012)&lt;span style=&#39;mso-tab-count:7&#39;&gt;                                                                              &lt;/span&gt;&lt;/span&gt;&lt;/i&gt;&lt;b
style=&#39;mso-bidi-font-weight:normal&#39;&gt;&lt;span lang=EN-US style=&#39;font-size:6.0pt;
mso-bidi-font-size:12.0pt;line-height:115%;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:
Tahoma&#39;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-top:12.0pt;text-align:justify;line-height:
115%;background:#F2F2F2&#39;&gt;&lt;b style=&#39;mso-bidi-font-weight:normal&#39;&gt;&lt;span
lang=EN-US style=&#39;font-size:14.0pt;line-height:115%;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:
Tahoma;color:black;mso-color-alt:windowtext&#39;&gt;IDBI Bank, &lt;/span&gt;&lt;/b&gt;&lt;b
style=&#39;mso-bidi-font-weight:normal&#39;&gt;&lt;span lang=EN-US style=&#39;font-size:14.0pt;
line-height:115%;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;color:black;mso-no-proof:yes&#39;&gt;Specialised
Corporate Branch&lt;/span&gt;&lt;/b&gt;&lt;b style=&#39;mso-bidi-font-weight:normal&#39;&gt;&lt;span
lang=EN-US style=&#39;font-size:14.0pt;line-height:115%;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:
Tahoma;color:black;mso-color-alt:windowtext&#39;&gt;, Ludhiana&lt;/span&gt;&lt;/b&gt;&lt;b
style=&#39;mso-bidi-font-weight:normal&#39;&gt;&lt;span lang=EN-US style=&#39;font-size:14.0pt;
line-height:115%;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;mso-bidi-font-family:Tahoma&#39;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;text-align:justify;line-height:150%&#39;&gt;&lt;b
style=&#39;mso-bidi-font-weight:normal&#39;&gt;&lt;i style=&#39;mso-bidi-font-style:normal&#39;&gt;&lt;span
lang=EN-US style=&#39;font-size:14.0pt;line-height:150%;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:
Tahoma&#39;&gt;Assistant Manager, Mid Corporate Group &lt;/span&gt;&lt;/i&gt;&lt;/b&gt;&lt;i
style=&#39;mso-bidi-font-style:normal&#39;&gt;&lt;span lang=EN-US style=&#39;font-size:14.0pt;
line-height:150%;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;mso-bidi-font-family:Tahoma&#39;&gt;(June 2009 – &lt;/span&gt;&lt;/i&gt;&lt;i
style=&#39;mso-bidi-font-style:normal&#39;&gt;&lt;span lang=EN-US style=&#39;font-size:14.0pt;
line-height:150%;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;color:black;mso-no-proof:yes&#39;&gt;July 2010&lt;/span&gt;&lt;/i&gt;&lt;i
style=&#39;mso-bidi-font-style:normal&#39;&gt;&lt;span lang=EN-US style=&#39;font-size:14.0pt;
line-height:150%;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;mso-bidi-font-family:Tahoma&#39;&gt;)&lt;span
style=&#39;mso-tab-count:3&#39;&gt;                                    &lt;/span&gt; &lt;span
style=&#39;mso-tab-count:2&#39;&gt;                        &lt;/span&gt;&lt;/span&gt;&lt;/i&gt;&lt;b
style=&#39;mso-bidi-font-weight:normal&#39;&gt;&lt;i style=&#39;mso-bidi-font-style:normal&#39;&gt;&lt;span
lang=EN-US style=&#39;font-size:14.0pt;line-height:150%;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin&#39;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/i&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;text-align:justify&#39;&gt;&lt;span lang=EN-US
style=&#39;font-size:7.0pt;mso-bidi-font-size:12.0pt;font-family:&quot;Cambria&quot;,serif;
mso-bidi-font-family:Tahoma&#39;&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;div style=&#39;mso-element:para-border-div;border:none;border-top:solid windowtext 2.25pt;
padding:1.0pt 0cm 0cm 0cm&#39;&gt;

&lt;p class=MsoNormal style=&#39;text-align:justify;line-height:115%;border:none;
mso-border-top-alt:solid windowtext 2.25pt;padding:0cm;mso-padding-alt:1.0pt 0cm 0cm 0cm&#39;&gt;&lt;b
style=&#39;mso-bidi-font-weight:normal&#39;&gt;&lt;span lang=EN-US style=&#39;font-size:16.0pt;
mso-bidi-font-size:14.0pt;line-height:115%;font-family:&quot;Palatino Linotype&quot;,serif;
mso-bidi-font-family:Tahoma&#39;&gt;Education&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

&lt;/div&gt;

&lt;p class=MsoNormal style=&#39;margin-left:14.2pt;text-align:justify;text-indent:
-14.2pt;line-height:115%;mso-list:l1 level1 lfo2&#39;&gt;&lt;![if !supportLists]&gt;&lt;span
lang=EN-US style=&#39;font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family:
Symbol;color:black&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;·&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
color:black&#39;&gt;Qualified for UGC NET + JRF (Junior Research Fellow) in Management
(2012)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-left:14.2pt;text-align:justify;text-indent:
-14.2pt;line-height:115%;mso-list:l1 level1 lfo2&#39;&gt;&lt;![if !supportLists]&gt;&lt;span
lang=EN-US style=&#39;font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family:
Symbol;color:black;mso-bidi-font-weight:bold&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;·&lt;span
style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span
lang=EN-US style=&#39;font-size:14.0pt;line-height:115%;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:
Tahoma;mso-bidi-font-weight:bold&#39;&gt;PhD in Finance from Dept. of Management Studies,
IIT Roorkee (Feb, 2016)&lt;/span&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
color:black;mso-bidi-font-weight:bold&#39;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-left:14.2pt;text-align:justify;text-indent:
-14.2pt;line-height:115%;mso-list:l1 level1 lfo2&#39;&gt;&lt;![if !supportLists]&gt;&lt;span
lang=EN-US style=&#39;font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family:
Symbol;color:black&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;·&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
color:black&#39;&gt;MBA (Finance), Institute of Management, &lt;span class=SpellE&gt;Nirma&lt;/span&gt;
University, Ahmedabad (2009), 2.843 CGPA (4.33 scale).&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-left:14.2pt;text-align:justify;text-indent:
-14.2pt;line-height:115%;mso-list:l1 level1 lfo2&#39;&gt;&lt;![if !supportLists]&gt;&lt;span
lang=EN-US style=&#39;font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family:
Symbol;color:black&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;·&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span class=SpellE&gt;&lt;span class=GramE&gt;&lt;span
lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;color:black&#39;&gt;B.Tech&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span
lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;color:black&#39;&gt; (Computer Science
&amp;amp; &lt;span class=SpellE&gt;Engg&lt;/span&gt;), U.P. Technical University (2007), 74.4%;
1st rank in CSE Branch of Institute.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-left:14.2pt;text-align:justify;text-indent:
-14.2pt;line-height:115%;mso-list:l1 level1 lfo2&#39;&gt;&lt;![if !supportLists]&gt;&lt;span
lang=EN-US style=&#39;font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family:
Symbol;color:black&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;·&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
color:black&#39;&gt;12&lt;sup&gt;th &lt;/sup&gt;Std, ISC Board, St. Joseph’s College Allahabad
(2002), 84.6%.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-top:0cm;margin-right:0cm;margin-bottom:12.0pt;
margin-left:14.2pt;text-align:justify;text-indent:-14.2pt;line-height:115%;
mso-list:l1 level1 lfo2&#39;&gt;&lt;![if !supportLists]&gt;&lt;span lang=EN-US
style=&#39;font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family:
Symbol;color:black&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;·&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
color:black&#39;&gt;10&lt;sup&gt;th &lt;/sup&gt;Std ICSE Board, St. Joseph’s College &lt;span
class=SpellE&gt;Allhabad&lt;/span&gt; (2000), 87.3%.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;div style=&#39;mso-element:para-border-div;border:none;border-top:solid windowtext 2.25pt;
padding:1.0pt 0cm 0cm 0cm&#39;&gt;

&lt;p class=MsoNormal style=&#39;text-align:justify;line-height:115%;border:none;
mso-border-top-alt:solid windowtext 2.25pt;padding:0cm;mso-padding-alt:1.0pt 0cm 0cm 0cm&#39;&gt;&lt;b
style=&#39;mso-bidi-font-weight:normal&#39;&gt;&lt;span lang=EN-US style=&#39;font-size:16.0pt;
mso-bidi-font-size:14.0pt;line-height:115%;font-family:&quot;Palatino Linotype&quot;,serif;
mso-bidi-font-family:Tahoma&#39;&gt;Academic Accolades&lt;/span&gt;&lt;/b&gt;&lt;span lang=EN-US
style=&#39;font-family:&quot;Cambria&quot;,serif;color:black&#39;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;/div&gt;

&lt;p class=MsoNormal style=&#39;margin-left:14.2pt;text-align:justify;text-indent:
-14.2pt;mso-list:l1 level1 lfo2&#39;&gt;&lt;![if !supportLists]&gt;&lt;span lang=EN-US
style=&#39;font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family:
Symbol;color:black&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;·&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
color:black&#39;&gt;Awarded Outstanding &lt;span class=GramE&gt;Paper&lt;span
style=&#39;mso-spacerun:yes&#39;&gt;  &lt;/span&gt;Award&lt;/span&gt; in Literati Awards 2020 by
Journal of Asia Business Studies,&lt;span style=&#39;mso-spacerun:yes&#39;&gt; 
&lt;/span&gt;Emerald Publishing.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-left:14.2pt;text-align:justify;text-indent:
-14.2pt;mso-list:l1 level1 lfo2&#39;&gt;&lt;![if !supportLists]&gt;&lt;span lang=EN-US
style=&#39;font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family:
Symbol;color:black&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;·&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
color:black&#39;&gt;Published in &lt;/span&gt;&lt;i&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;color:black&#39;&gt;International
Journal of Information Management&lt;/span&gt;&lt;/i&gt;&lt;span lang=EN-US style=&#39;font-family:
&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;
color:black&#39;&gt;, one of the &lt;span class=GramE&gt;top ranking&lt;/span&gt; journal in field
of information technology management (Impact factor 8.5)&lt;/span&gt;&lt;span
lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;color:black&#39;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-left:14.2pt;text-align:justify;text-indent:
-14.2pt;mso-list:l1 level1 lfo2&#39;&gt;&lt;![if !supportLists]&gt;&lt;span lang=EN-US
style=&#39;font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family:
Symbol;color:black&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;·&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;b style=&#39;mso-bidi-font-weight:normal&#39;&gt;&lt;span
lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;color:black&#39;&gt;Best paper award&lt;/span&gt;&lt;/b&gt;&lt;span
lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;color:black&#39;&gt; in Finance &amp;amp;
Commerce at &lt;/span&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:
Tahoma&#39;&gt;International Conference on Advances in Management and Technology:
Mapping Strengths with Opportunities - 2015, MNNIT, Allahabad.&lt;/span&gt;&lt;span
lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;color:black&#39;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-left:14.2pt;text-align:justify;text-indent:
-14.2pt;mso-list:l1 level1 lfo2&#39;&gt;&lt;![if !supportLists]&gt;&lt;span lang=EN-US
style=&#39;font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family:
Symbol;color:black&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;·&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
color:black&#39;&gt;Selected &lt;span class=GramE&gt;for&lt;span style=&#39;mso-spacerun:yes&#39;&gt; 
&lt;/span&gt;award&lt;/span&gt; of Doctoral Student Travel Grant by the prestigious &lt;b
style=&#39;mso-bidi-font-weight:normal&#39;&gt;American Finance Association&lt;/b&gt; (2014)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-left:14.2pt;text-align:justify;text-indent:
-14.2pt;mso-list:l1 level1 lfo2&#39;&gt;&lt;![if !supportLists]&gt;&lt;span lang=EN-US
style=&#39;font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family:
Symbol;color:black&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;·&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
color:black&#39;&gt;Received one of the highest teacher feedback score &lt;span
class=GramE&gt;by&lt;span style=&#39;mso-spacerun:yes&#39;&gt;  &lt;/span&gt;students&lt;/span&gt; at SCIT. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-left:14.2pt;text-align:justify;text-indent:
-14.2pt;mso-list:l1 level1 lfo2&#39;&gt;&lt;![if !supportLists]&gt;&lt;span lang=EN-US
style=&#39;font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family:
Symbol;color:black&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;·&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
color:black&#39;&gt;ResearchGate Score: 19.4.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-left:14.2pt;text-align:justify;text-indent:
-14.2pt;line-height:115%;mso-list:l1 level1 lfo2&#39;&gt;&lt;![if !supportLists]&gt;&lt;span
lang=EN-US style=&#39;font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family:
Symbol;color:black&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;·&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
color:black&#39;&gt;Obtained 95.75 percentile in CAT 2006&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-left:14.2pt;text-align:justify;text-indent:
-14.2pt;line-height:115%;mso-list:l1 level1 lfo2&#39;&gt;&lt;![if !supportLists]&gt;&lt;span
lang=EN-US style=&#39;font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family:
Symbol&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;·&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
color:black&#39;&gt;Obtained 90 &lt;span class=GramE&gt;percentile&lt;span
style=&#39;mso-spacerun:yes&#39;&gt;  &lt;/span&gt;in&lt;/span&gt; GATE 2006&lt;/span&gt;&lt;span lang=EN-US
style=&#39;font-family:&quot;Cambria&quot;,serif&#39;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;div style=&#39;mso-element:para-border-div;border:none;border-top:solid windowtext 2.25pt;
padding:1.0pt 0cm 0cm 0cm&#39;&gt;

&lt;p class=MsoNormal style=&#39;margin-top:12.0pt;margin-right:0cm;margin-bottom:
6.0pt;margin-left:0cm;text-align:justify;line-height:115%;border:none;
mso-border-top-alt:solid windowtext 2.25pt;padding:0cm;mso-padding-alt:1.0pt 0cm 0cm 0cm&#39;&gt;&lt;b
style=&#39;mso-bidi-font-weight:normal&#39;&gt;&lt;span lang=EN-US style=&#39;font-size:16.0pt;
mso-bidi-font-size:14.0pt;line-height:115%;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:
Tahoma&#39;&gt;Publications&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

&lt;/div&gt;

&lt;p class=MsoNormal style=&#39;margin-bottom:6.0pt;text-align:justify;line-height:
115%;background:#F2F2F2&#39;&gt;&lt;b style=&#39;mso-bidi-font-weight:normal&#39;&gt;&lt;span
lang=EN-US style=&#39;font-size:14.0pt;line-height:115%;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;color:black;
mso-no-proof:yes&#39;&gt;Papers published in Refereed Journals&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p class=MsoListParagraph style=&#39;margin-top:1.0pt;margin-right:2.85pt;
margin-bottom:0cm;margin-left:18.0pt;margin-bottom:.0001pt;text-align:justify;
text-indent:-18.0pt;line-height:115%;mso-list:l3 level1 lfo4;tab-stops:24.05pt;
text-autospace:none&#39;&gt;&lt;![if !supportLists]&gt;&lt;span lang=EN-US style=&#39;font-family:
&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;mso-fareast-font-family:Cambria;
mso-fareast-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:
Cambria;mso-bidi-theme-font:major-latin;color:black&#39;&gt;&lt;span style=&#39;mso-list:
Ignore&#39;&gt;1.&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-size:16.0pt;
line-height:115%;font-family:&quot;Calibri&quot;,sans-serif;mso-ascii-theme-font:minor-latin;
mso-hansi-theme-font:minor-latin;mso-bidi-theme-font:minor-latin&#39;&gt;“&lt;/span&gt;&lt;span
lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;color:black&#39;&gt;Stock Market Response to
Information Diffusion through Internet Sources: A literature review”, &lt;i&gt;International
Journal of Information Management&lt;/i&gt;, Elsevier, Vol. 45, 2019, (SSCI Indexed
&amp;amp; ABDC listed).&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoListParagraph style=&#39;margin-top:1.0pt;margin-right:2.85pt;
margin-bottom:0cm;margin-left:18.0pt;margin-bottom:.0001pt;text-align:justify;
text-indent:-18.0pt;line-height:115%;mso-list:l3 level1 lfo4;tab-stops:24.05pt;
text-autospace:none&#39;&gt;&lt;![if !supportLists]&gt;&lt;span lang=EN-US style=&#39;font-family:
&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;mso-fareast-font-family:Cambria;
mso-fareast-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:
Cambria;mso-bidi-theme-font:major-latin;color:black&#39;&gt;&lt;span style=&#39;mso-list:
Ignore&#39;&gt;2.&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;color:black&#39;&gt;“Determinants
of Excess and Deficit Cash Holdings of Firms: Evidence from Emerging Market”,
Global Business Review, Sage Publications, Forthcoming, (ABDC listed &amp;amp;
Scopus indexed).&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoListParagraph style=&#39;margin-top:1.0pt;margin-right:2.85pt;
margin-bottom:0cm;margin-left:18.0pt;margin-bottom:.0001pt;text-align:justify;
text-indent:-18.0pt;line-height:115%;mso-list:l3 level1 lfo4;tab-stops:24.05pt;
text-autospace:none&#39;&gt;&lt;![if !supportLists]&gt;&lt;span lang=EN-US style=&#39;font-family:
&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;mso-fareast-font-family:Cambria;
mso-fareast-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:
Cambria;mso-bidi-theme-font:major-latin;color:black&#39;&gt;&lt;span style=&#39;mso-list:
Ignore&#39;&gt;3.&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;color:black&#39;&gt;“Analyzing
the factors that affect the adoption of payments banks services in India: An
Analytic Hierarchy Process (AHP) approach”, International Journal of Business
Information Systems, &lt;/span&gt;&lt;span class=SpellE&gt;&lt;span lang=EN-US
style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-font-family:Tahoma&#39;&gt;Inderscience&lt;/span&gt;&lt;/span&gt;&lt;span
lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;mso-bidi-font-family:Tahoma&#39;&gt; Publications,&lt;/span&gt;&lt;span
lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;color:black&#39;&gt; Forthcoming, (ABDC listed &amp;amp;
Scopus indexed).&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoListParagraph style=&#39;margin-top:1.0pt;margin-right:2.85pt;
margin-bottom:0cm;margin-left:18.0pt;margin-bottom:.0001pt;text-align:justify;
text-indent:-18.0pt;line-height:115%;mso-list:l3 level1 lfo4;tab-stops:24.05pt;
text-autospace:none&#39;&gt;&lt;![if !supportLists]&gt;&lt;span lang=EN-US style=&#39;font-family:
&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;mso-fareast-font-family:Cambria;
mso-fareast-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:
Cambria;mso-bidi-theme-font:major-latin;color:black&#39;&gt;&lt;span style=&#39;mso-list:
Ignore&#39;&gt;4.&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;color:black&#39;&gt;“Factors
influencing adoption of payments banks by Indian customers: Extending UTAUT
with perceived credibility”, Journal of Asia Business Studies, Emerald
Publishing, Vol. 13 No. 2, &lt;span class=GramE&gt;2019&lt;span
style=&#39;mso-spacerun:yes&#39;&gt;  &lt;/span&gt;(&lt;/span&gt;ABDC listed &amp;amp; Scopus indexed).&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-left:18.0pt;text-align:justify;text-indent:
-18.0pt;line-height:115%;mso-list:l3 level1 lfo4&#39;&gt;&lt;![if !supportLists]&gt;&lt;span
lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-fareast-font-family:Cambria;mso-fareast-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-font-family:Cambria;mso-bidi-theme-font:major-latin;
color:black&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;5.&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;color:black&#39;&gt;“&lt;span
class=SpellE&gt;Analysing&lt;/span&gt; Efficiency Change in Working Capital Management
using Malmquist Productivity Index”, &lt;i style=&#39;mso-bidi-font-style:normal&#39;&gt;Journal
of Information and Optimization Sciences&lt;/i&gt;, Taylor &amp;amp; Francis
Publications, Vol. 36, No. 6, 2015 (ESCI journal).&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-left:18.0pt;text-align:justify;text-indent:
-18.0pt;line-height:115%;mso-list:l3 level1 lfo4&#39;&gt;&lt;![if !supportLists]&gt;&lt;span
lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-fareast-font-family:Cambria;mso-fareast-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-font-family:Cambria;mso-bidi-theme-font:major-latin;
color:black&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;6.&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;color:black&#39;&gt;“&lt;/span&gt;&lt;span
lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;mso-bidi-font-family:Tahoma&#39;&gt;Working Capital
Management Efficiency: A Two-stage DEA Approach&lt;/span&gt;&lt;span lang=EN-US
style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;color:black&#39;&gt;”, &lt;/span&gt;&lt;i style=&#39;mso-bidi-font-style:normal&#39;&gt;&lt;span
lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;mso-bidi-font-family:Tahoma&#39;&gt;International
Journal of Business Excellence, &lt;/span&gt;&lt;/i&gt;&lt;span class=SpellE&gt;&lt;span lang=EN-US
style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-font-family:Tahoma&#39;&gt;Inderscience&lt;/span&gt;&lt;/span&gt;&lt;span
lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;mso-bidi-font-family:Tahoma&#39;&gt; Publications, &lt;/span&gt;&lt;span
lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;color:black&#39;&gt;Vol. 10, No. 4, 2016 (ABDC listed
&amp;amp; Scopus indexed)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-left:18.0pt;text-align:justify;text-indent:
-18.0pt;line-height:115%;mso-list:l3 level1 lfo4&#39;&gt;&lt;![if !supportLists]&gt;&lt;span
lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-fareast-font-family:Cambria;mso-fareast-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-font-family:Cambria;mso-bidi-theme-font:major-latin;
color:black&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;7.&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;color:black&#39;&gt;“Sustainable
Economic Governance: Learnings from &lt;span class=SpellE&gt;Kautilyas&lt;/span&gt; &lt;span
class=SpellE&gt;Arthashastra&lt;/span&gt;”, &lt;i&gt;International Journal of Indian Culture
and Business Management, &lt;/i&gt;&lt;/span&gt;&lt;span class=SpellE&gt;&lt;span lang=EN-US
style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-font-family:Tahoma&#39;&gt;Inderscience&lt;/span&gt;&lt;/span&gt;&lt;span
lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;mso-bidi-font-family:Tahoma&#39;&gt; Publications,
Vol. 15 No. 2, 2016 &lt;/span&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;color:black&#39;&gt;(ABDC
listed)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-left:18.0pt;text-align:justify;text-indent:
-18.0pt;line-height:115%;mso-list:l3 level1 lfo4&#39;&gt;&lt;![if !supportLists]&gt;&lt;span
lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-fareast-font-family:Cambria;mso-fareast-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-font-family:Cambria;mso-bidi-theme-font:major-latin;
color:black&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;8.&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;color:black&#39;&gt;“Working
Capital Management Efficiency in Indian Manufacturing Sector: Trends and
Determinants”, &lt;i style=&#39;mso-bidi-font-style:normal&#39;&gt;International Journal of
Economics and Business Research&lt;/i&gt;, &lt;span class=SpellE&gt;Inderscience&lt;/span&gt; &lt;span
class=GramE&gt;Publications ,&lt;/span&gt; Vol. 10, No.1, 2015 (ABDC listed &amp;amp; Scopus
indexed)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-left:18.0pt;text-align:justify;text-indent:
-18.0pt;line-height:115%;mso-list:l3 level1 lfo4&#39;&gt;&lt;![if !supportLists]&gt;&lt;span
lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-fareast-font-family:Cambria;mso-fareast-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-font-family:Cambria;mso-bidi-theme-font:major-latin;
color:black&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;9.&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;color:black&#39;&gt;“A
DEA Approach to Working Capital Management Efficiency&lt;i style=&#39;mso-bidi-font-style:
normal&#39;&gt;”, Indore Management Journal&lt;/i&gt;, IIM –Indore, Vol. 6, No.1, 2015.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-left:18.0pt;text-align:justify;text-indent:
-18.0pt;line-height:115%;mso-list:l3 level1 lfo4&#39;&gt;&lt;![if !supportLists]&gt;&lt;span
lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-fareast-font-family:Cambria;mso-fareast-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-font-family:Cambria;mso-bidi-theme-font:major-latin;
color:black&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;10.&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;color:black&#39;&gt;“Impact
of Corporate Governance Practices on Working Capital Management Efficiency”, &lt;i
style=&#39;mso-bidi-font-style:normal&#39;&gt;Indian Journal of Finance&lt;/i&gt;, Vol. 9, No.
1, 2015 (Scopus indexed)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-top:0cm;margin-right:0cm;margin-bottom:12.0pt;
margin-left:18.0pt;text-align:justify;text-indent:-18.0pt;line-height:115%;
mso-list:l3 level1 lfo4&#39;&gt;&lt;![if !supportLists]&gt;&lt;span lang=EN-US
style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;mso-fareast-font-family:
Cambria;mso-fareast-theme-font:major-latin;mso-hansi-theme-font:major-latin;
mso-bidi-font-family:Cambria;mso-bidi-theme-font:major-latin;color:black&#39;&gt;&lt;span
style=&#39;mso-list:Ignore&#39;&gt;11.&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span
lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;color:black&#39;&gt;“Does Loan Loss Provision Signal
Income &lt;span class=GramE&gt;Smoothing?:&lt;/span&gt; An Empirical Investigation of
Indian Banking Industry”, &lt;i style=&#39;mso-bidi-font-style:normal&#39;&gt;IUP Journal of
Accounting Research and Audit Practices&lt;/i&gt;, ICFAI University India, Vol. 11,
No. 2, 2012&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-bottom:6.0pt;text-align:justify;line-height:
115%;background:#F2F2F2&#39;&gt;&lt;b style=&#39;mso-bidi-font-weight:normal&#39;&gt;&lt;span
lang=EN-US style=&#39;font-size:14.0pt;line-height:115%;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;color:black;
mso-no-proof:yes&#39;&gt;Papers presented /published in International Conferences&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p class=MsoListParagraph style=&#39;margin-left:18.0pt;text-align:justify;
text-indent:-18.0pt;line-height:115%;mso-list:l2 level1 lfo6&#39;&gt;&lt;![if !supportLists]&gt;&lt;span
lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-fareast-font-family:Cambria;mso-fareast-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-font-family:Cambria;mso-bidi-theme-font:major-latin;
color:black&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;1.&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;color:black&#39;&gt;“Performance
Overview of Indian Hedge Fund Industry”, 2&lt;sup&gt;nd&lt;/sup&gt; International
conference on Business, Management and Economics, Vienna, Austria, June 21-23,
2019.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoListParagraph style=&#39;margin-left:18.0pt;text-align:justify;
text-indent:-18.0pt;line-height:115%;mso-list:l2 level1 lfo6&#39;&gt;&lt;![if !supportLists]&gt;&lt;span
lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-fareast-font-family:Cambria;mso-fareast-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-font-family:Cambria;mso-bidi-theme-font:major-latin;
color:black&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;2.&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;color:black&#39;&gt;“Stock
Market Response to Social Media and Internet News”, Annual Conference on
Banking &amp;amp; Finance, International Management Institute Bhubaneswar, August
18 - 19, 2017.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoListParagraph style=&#39;margin-left:18.0pt;text-align:justify;
text-indent:-18.0pt;line-height:115%;mso-list:l2 level1 lfo6&#39;&gt;&lt;![if !supportLists]&gt;&lt;span
lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-fareast-font-family:Cambria;mso-fareast-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-font-family:Cambria;mso-bidi-theme-font:major-latin;
color:black&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;3.&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;color:black&#39;&gt;“Stock
Market Response to Information Diffusion through Internet Sources: A literature
review and Future research Directions”, International Conference &lt;span
class=GramE&gt;On&lt;/span&gt; Financial Markets And Corporate Finance 2017, &lt;span
class=SpellE&gt;VGSoM&lt;/span&gt;, IIT Kharagpur, July 7 – 8, 2017.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoListParagraph style=&#39;margin-left:18.0pt;text-align:justify;
text-indent:-18.0pt;line-height:115%;mso-list:l2 level1 lfo6&#39;&gt;&lt;![if !supportLists]&gt;&lt;span
lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-fareast-font-family:Cambria;mso-fareast-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-font-family:Cambria;mso-bidi-theme-font:major-latin;
color:black&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;4.&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;color:black&#39;&gt;“Corporate
Governance: Indian Perspective with relation to Sarbanes Oxley Act”,
International Conference on Economics and Development (ICED 2017), Colombo, &lt;span
class=SpellE&gt;SriLanka&lt;/span&gt;, June 15-16, 2017&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoListParagraph style=&#39;margin-left:18.0pt;text-align:justify;
text-indent:-18.0pt;line-height:115%;mso-list:l2 level1 lfo6&#39;&gt;&lt;![if !supportLists]&gt;&lt;span
lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-fareast-font-family:Cambria;mso-fareast-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-font-family:Cambria;mso-bidi-theme-font:major-latin;
color:black&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;5.&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;color:black&#39;&gt;“Payment
Banks: Sustainable Game Changer or a Passing Fad”, NIDA International Business
Conference 2016, NIDA Business School, Bangkok, Thailand, March 12, 2016
(published in proceedings).&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoListParagraph style=&#39;margin-left:18.0pt;text-align:justify;
text-indent:-18.0pt;line-height:115%;mso-list:l2 level1 lfo6&#39;&gt;&lt;![if !supportLists]&gt;&lt;span
lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-fareast-font-family:Cambria;mso-fareast-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-font-family:Cambria;mso-bidi-theme-font:major-latin;
color:black&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;6.&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:
Tahoma&#39;&gt;“Operating Liquidity and Financial Leverage: Evidences from Indian
Machinery Industry”, XVIII Annual International Conference of SOM Opportunities,
IIT Roorkee, December 12-14, 2014. (Published in Procedia Social and Behavioral
Sciences, Elsevier, Vol. 189, 2015)&lt;/span&gt;&lt;span lang=EN-US style=&#39;font-family:
&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;
color:black&#39;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoListParagraph style=&#39;margin-left:14.2pt;text-align:justify;
text-indent:-14.2pt;line-height:115%;mso-list:l2 level1 lfo6&#39;&gt;&lt;![if !supportLists]&gt;&lt;span
lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-fareast-font-family:Cambria;mso-fareast-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-font-family:Cambria;mso-bidi-theme-font:major-latin;
color:black&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;7.&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;color:black&#39;&gt;“&lt;/span&gt;&lt;span
lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;mso-bidi-font-family:Tahoma&#39;&gt;Exploring
Alternate Measures of Working Capital Management Efficiency&lt;/span&gt;&lt;span
lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;color:black&#39;&gt;”, &lt;/span&gt;&lt;span lang=EN-US
style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-font-family:Tahoma&#39;&gt;Global Conference on Managing in
Recovering Markets, MDI Gurgaon, March 11 – 13, &lt;span class=GramE&gt;2015&lt;span
style=&#39;mso-spacerun:yes&#39;&gt;  &lt;/span&gt;(&lt;/span&gt;Published)&lt;/span&gt;&lt;span lang=EN-US
style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;color:black&#39;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoListParagraph style=&#39;margin-left:14.2pt;text-align:justify;
text-indent:-14.2pt;line-height:115%;mso-list:l2 level1 lfo6&#39;&gt;&lt;![if !supportLists]&gt;&lt;span
lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-fareast-font-family:Cambria;mso-fareast-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-font-family:Cambria;mso-bidi-theme-font:major-latin;
color:black&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;8.&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:
Tahoma&#39;&gt;“&lt;span class=SpellE&gt;Analysing&lt;/span&gt; the Characteristics of Working
Capital Management in Indian Manufacturing Sector”, International Conference on
Advances in Management and Technology: Mapping Strengths with Opportunities,
MNNIT, Allahabad January 29-31, 2015 (proceedings published by McGraw &lt;span
class=GramE&gt;Hill)(&lt;/span&gt;Best paper award).&lt;/span&gt;&lt;span lang=EN-US
style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;color:black&#39;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoListParagraph style=&#39;margin-top:0cm;margin-right:0cm;margin-bottom:
12.0pt;margin-left:14.2pt;text-align:justify;text-indent:-14.2pt;line-height:
115%;mso-list:l2 level1 lfo6&#39;&gt;&lt;![if !supportLists]&gt;&lt;span lang=EN-US
style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;mso-fareast-font-family:
Cambria;mso-fareast-theme-font:major-latin;mso-hansi-theme-font:major-latin;
mso-bidi-font-family:Cambria;mso-bidi-theme-font:major-latin;color:black&#39;&gt;&lt;span
style=&#39;mso-list:Ignore&#39;&gt;9.&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;color:black&#39;&gt;“ICT
Based Financial Inclusion in India: Challenges and Recommendations&lt;span
class=GramE&gt;”,&lt;span style=&#39;mso-spacerun:yes&#39;&gt;  &lt;/span&gt;International&lt;/span&gt;
Conference on Frontiers in Infrastructure Finance, IIT-Kharagpur, December
29-30, 2011. (Published in edited volume)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;div style=&#39;mso-element:para-border-div;border:none;border-top:solid windowtext 2.25pt;
padding:1.0pt 0cm 0cm 0cm&#39;&gt;

&lt;p class=MsoNormal style=&#39;margin-bottom:4.0pt;text-align:justify;border:none;
mso-border-top-alt:solid windowtext 2.25pt;padding:0cm;mso-padding-alt:1.0pt 0cm 0cm 0cm&#39;&gt;&lt;b
style=&#39;mso-bidi-font-weight:normal&#39;&gt;&lt;span lang=EN-US style=&#39;font-size:16.0pt;
mso-bidi-font-size:14.0pt;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:
major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:Tahoma&#39;&gt;Projects&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

&lt;/div&gt;

&lt;p class=MsoNormal style=&#39;margin-bottom:12.0pt;text-align:justify;line-height:
115%&#39;&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:
major-latin;mso-hansi-theme-font:major-latin;color:black&#39;&gt;1.&lt;span
style=&#39;mso-spacerun:yes&#39;&gt;  &lt;/span&gt;Seed Money Project granted by IIITA, “Stock
Market Response to Information Diffusion through Internet Sources: An empirical
Study in Indian Context”, Jointly with Dr. Shailendra Kumar, Status: Completed,
Amount Rs. 16,00,000.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-bottom:12.0pt;text-align:justify;line-height:
115%&#39;&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:
major-latin;mso-hansi-theme-font:major-latin;color:black&#39;&gt;2. Project granted by
ICSSR, “&lt;span class=SpellE&gt;Realisation&lt;/span&gt; of Pradhan Mantri Jan &lt;span
class=SpellE&gt;Dhan&lt;/span&gt; &lt;span class=SpellE&gt;Yojna&lt;/span&gt; (PMJDY) Objectives
towards Financial Inclusion: A Review of Purvanchal U.P. Region”, Jointly with
Dr. Shailendra Kumar, Status: Sanctioned, Amount Rs. 4,00,000.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;div style=&#39;mso-element:para-border-div;border:none;border-top:solid windowtext 2.25pt;
padding:1.0pt 0cm 0cm 0cm&#39;&gt;

&lt;p class=MsoNormal style=&#39;margin-bottom:4.0pt;text-align:justify;border:none;
mso-border-top-alt:solid windowtext 2.25pt;padding:0cm;mso-padding-alt:1.0pt 0cm 0cm 0cm&#39;&gt;&lt;b
style=&#39;mso-bidi-font-weight:normal&#39;&gt;&lt;span lang=EN-US style=&#39;font-size:16.0pt;
mso-bidi-font-size:14.0pt;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:
major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:Tahoma&#39;&gt;Member
in Editorial Board&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

&lt;/div&gt;

&lt;p class=MsoNormal style=&#39;margin-left:14.2pt;text-align:justify;text-indent:
-14.2pt;line-height:115%;mso-list:l1 level1 lfo2&#39;&gt;&lt;![if !supportLists]&gt;&lt;span
lang=EN-US style=&#39;font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family:
Symbol&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;·&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:
Tahoma&#39;&gt;Reviewer: &lt;span class=SpellE&gt;Heliyon&lt;/span&gt; (Elsevier)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-left:14.2pt;text-align:justify;text-indent:
-14.2pt;line-height:115%;mso-list:l1 level1 lfo2&#39;&gt;&lt;![if !supportLists]&gt;&lt;span
lang=EN-US style=&#39;font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family:
Symbol&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;·&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:
Tahoma&#39;&gt;Reviewer: Management Decision (Emerald)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-left:14.2pt;text-align:justify;text-indent:
-14.2pt;line-height:115%;mso-list:l1 level1 lfo2&#39;&gt;&lt;![if !supportLists]&gt;&lt;span
lang=EN-US style=&#39;font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family:
Symbol&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;·&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:
Tahoma&#39;&gt;Reviewer: South Asian Journal of Business Studies (Emerald)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-left:14.2pt;text-align:justify;text-indent:
-14.2pt;line-height:115%;mso-list:l1 level1 lfo2&#39;&gt;&lt;![if !supportLists]&gt;&lt;span
lang=EN-US style=&#39;font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family:
Symbol&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;·&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:
Tahoma&#39;&gt;Reviewer: Management Research Review (Emerald) &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-left:14.2pt;text-align:justify;text-indent:
-14.2pt;line-height:115%;mso-list:l1 level1 lfo2&#39;&gt;&lt;![if !supportLists]&gt;&lt;span
lang=EN-US style=&#39;font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family:
Symbol&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;·&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:
Tahoma&#39;&gt;Reviewer: International Journal of Business and Systems Research (&lt;span
class=SpellE&gt;Inderscience&lt;/span&gt;)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-top:0cm;margin-right:0cm;margin-bottom:12.0pt;
margin-left:14.2pt;text-align:justify;text-indent:-14.2pt;line-height:115%;
mso-list:l1 level1 lfo2&#39;&gt;&lt;![if !supportLists]&gt;&lt;span lang=EN-US
style=&#39;font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family:
Symbol&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;·&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:
Tahoma&#39;&gt;Reviewer: International Journal of Economics and Business Research (&lt;span
class=SpellE&gt;Inderscience&lt;/span&gt;) &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;div style=&#39;mso-element:para-border-div;border:none;border-top:solid windowtext 2.25pt;
padding:1.0pt 0cm 0cm 0cm&#39;&gt;

&lt;p class=MsoNormal style=&#39;margin-bottom:4.0pt;text-align:justify;border:none;
mso-border-top-alt:solid windowtext 2.25pt;padding:0cm;mso-padding-alt:1.0pt 0cm 0cm 0cm&#39;&gt;&lt;b
style=&#39;mso-bidi-font-weight:normal&#39;&gt;&lt;span lang=EN-US style=&#39;font-size:16.0pt;
mso-bidi-font-size:14.0pt;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:
major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:Tahoma&#39;&gt;Administrative
Experience&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

&lt;/div&gt;

&lt;p class=MsoNormal style=&#39;margin-left:14.2pt;text-align:justify;text-indent:
-14.2pt;line-height:115%;mso-list:l1 level1 lfo2&#39;&gt;&lt;![if !supportLists]&gt;&lt;span
lang=EN-US style=&#39;font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family:
Symbol&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;·&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span class=SpellE&gt;&lt;span lang=EN-US
style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;mso-hansi-theme-font:
major-latin;mso-bidi-font-family:Tahoma&#39;&gt;Incharge&lt;/span&gt;&lt;/span&gt;&lt;span
lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:major-latin;
mso-hansi-theme-font:major-latin;mso-bidi-font-family:Tahoma&#39;&gt; of Purchase
Section at IIITA (2019)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-left:14.2pt;text-align:justify;text-indent:
-14.2pt;line-height:115%;mso-list:l1 level1 lfo2&#39;&gt;&lt;![if !supportLists]&gt;&lt;span
lang=EN-US style=&#39;font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family:
Symbol&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;·&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:
Tahoma&#39;&gt;Member Health Advisory Committee at IIITA&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-left:14.2pt;text-align:justify;text-indent:
-14.2pt;line-height:115%;mso-list:l1 level1 lfo2&#39;&gt;&lt;![if !supportLists]&gt;&lt;span
lang=EN-US style=&#39;font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family:
Symbol&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;·&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:
Tahoma&#39;&gt;Member Social Media Handling &lt;span class=SpellE&gt;Comiitee&lt;/span&gt; at
IIITA&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-left:14.2pt;text-align:justify;text-indent:
-14.2pt;line-height:115%;mso-list:l1 level1 lfo2&#39;&gt;&lt;![if !supportLists]&gt;&lt;span
lang=EN-US style=&#39;font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family:
Symbol&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;·&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:
Tahoma&#39;&gt;Faculty Coordinator MBA placements&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-left:14.2pt;text-align:justify;text-indent:
-14.2pt;line-height:115%;mso-list:l1 level1 lfo2&#39;&gt;&lt;![if !supportLists]&gt;&lt;span
lang=EN-US style=&#39;font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family:
Symbol&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;·&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:
Tahoma&#39;&gt;DPGC Convener&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;div style=&#39;mso-element:para-border-div;border:none;border-top:solid windowtext 2.25pt;
padding:1.0pt 0cm 0cm 0cm&#39;&gt;

&lt;p class=MsoNormal style=&#39;margin-bottom:4.0pt;text-align:justify;border:none;
mso-border-top-alt:solid windowtext 2.25pt;padding:0cm;mso-padding-alt:1.0pt 0cm 0cm 0cm&#39;&gt;&lt;b
style=&#39;mso-bidi-font-weight:normal&#39;&gt;&lt;span lang=EN-US style=&#39;font-size:16.0pt;
mso-bidi-font-size:14.0pt;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:
major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:Tahoma&#39;&gt;Certifications&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

&lt;/div&gt;

&lt;p class=MsoNormal style=&#39;margin-top:0cm;margin-right:0cm;margin-bottom:12.0pt;
margin-left:14.2pt;text-align:justify;text-indent:-14.2pt;line-height:115%;
mso-list:l1 level1 lfo2&#39;&gt;&lt;![if !supportLists]&gt;&lt;span lang=EN-US
style=&#39;font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family:
Symbol&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;·&lt;span style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;color:black&#39;&gt;JAIIB
Certification (Junior Associate of the Indian Institute of Bankers) with 1st
class&lt;/span&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:
major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:Tahoma&#39;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;div style=&#39;mso-element:para-border-div;border:none;border-top:solid windowtext 2.25pt;
padding:1.0pt 0cm 0cm 0cm&#39;&gt;

&lt;p class=MsoNormal style=&#39;margin-bottom:4.0pt;text-align:justify;border:none;
mso-border-top-alt:solid windowtext 2.25pt;padding:0cm;mso-padding-alt:1.0pt 0cm 0cm 0cm&#39;&gt;&lt;a
name=&quot;_Hlk502072438&quot;&gt;&lt;b style=&#39;mso-bidi-font-weight:normal&#39;&gt;&lt;span lang=EN-US
style=&#39;font-size:16.0pt;mso-bidi-font-size:14.0pt;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:
Tahoma&#39;&gt;Memberships &lt;/span&gt;&lt;/b&gt;&lt;/a&gt;&lt;b style=&#39;mso-bidi-font-weight:normal&#39;&gt;&lt;span
lang=EN-US style=&#39;font-size:16.0pt;mso-bidi-font-size:14.0pt;font-family:&quot;Cambria&quot;,serif;
mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:
Tahoma&#39;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p class=MsoListParagraph style=&#39;margin-left:14.2pt;text-align:justify;
text-indent:-14.2pt;mso-list:l0 level1 lfo8;border:none;mso-border-top-alt:
solid windowtext 2.25pt;padding:0cm;mso-padding-alt:1.0pt 0cm 0cm 0cm&#39;&gt;&lt;![if !supportLists]&gt;&lt;span
lang=EN-US style=&#39;font-size:14.0pt;font-family:Symbol;mso-fareast-font-family:
Symbol;mso-bidi-font-family:Symbol&#39;&gt;&lt;span style=&#39;mso-list:Ignore&#39;&gt;·&lt;span
style=&#39;font:7.0pt &quot;Times New Roman&quot;&#39;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;![endif]&gt;&lt;span
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Member: Indian Institute of Banking &amp;amp; Finance&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;/div&gt;

&lt;p class=MsoNormal style=&#39;text-align:justify;line-height:115%&#39;&gt;&lt;span
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major-latin;mso-bidi-font-family:Tahoma&#39;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;div style=&#39;mso-element:para-border-div;border:none;border-top:solid windowtext 2.25pt;
padding:1.0pt 0cm 0cm 0cm&#39;&gt;

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mso-border-top-alt:solid windowtext 2.25pt;padding:0cm;mso-padding-alt:1.0pt 0cm 0cm 0cm&#39;&gt;&lt;b
style=&#39;mso-bidi-font-weight:normal&#39;&gt;&lt;span lang=EN-US style=&#39;font-size:16.0pt;
mso-bidi-font-size:14.0pt;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:
major-latin;mso-hansi-theme-font:major-latin;mso-bidi-font-family:Tahoma&#39;&gt;Personal
Particulars&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

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mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;color:black&#39;&gt;Date
of Birth: 1st August 1984&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-left:14.2pt;text-align:justify;text-indent:
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mso-ascii-theme-font:major-latin;mso-hansi-theme-font:major-latin;color:black&#39;&gt;Languages
Known: English and Hindi&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=MsoNormal style=&#39;margin-top:12.0pt&#39;&gt;&lt;b style=&#39;mso-bidi-font-weight:
normal&#39;&gt;&lt;span lang=EN-US style=&#39;font-family:&quot;Cambria&quot;,serif;mso-ascii-theme-font:
major-latin;mso-hansi-theme-font:major-latin&#39;&gt;Feb, 2021&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

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